March 25, 2026
Can I lease my home comfort system instead of financing them?
Yes, at Enercare we offer leases for all of our home comfort systems including furnaces, boilers, pumps, and water heaters.
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March 25, 2026
Can I finance a heat pump with bad credit?
We offer financing solutions for various credit levels. Our goal is to help every BC homeowner access energy-efficient upgrades. If you have concerns about your credit, our team can perform a manual review to find a plan that works for your situation.
March 25, 2026
What is the minimum credit score required for financing?
We work with a wide range of credit profiles. While a score of 650+ can result in quick approval, we also offer manual reviews for scores below 650, which typically take about 15 minutes for a decision.
March 25, 2026
How long does the financing approval process take?
We pride ourselves on speed. Most applications are reviewed and approved inĀ under 10 minutes. If your credit score is above 650, your approval can be very quick.
March 25, 2026
Can I finance a tankless water heater in BC?
Yes. You can finance tankless water heaters in British Columbia. Energy Management Consultants will determine whether a tankless water heater will work for your home.
March 25, 2026
Can I finance a heat pump in BC?
Yes. You can finance a variety of heat pumps in British Columbia. Our Energy Management Consultants will determine the best model for your home.
March 25, 2026
Are there penalties for paying off my hot water heater, boiler, heat pump or furnace loan early?
No. All Enercare financing options areĀ Open Loans. You can make extra payments or pay off the entire balance at any time with zero penalties and zero hidden fees.
March 25, 2026
Can I make a down payment to lower my monthly costs?
Absolutely. While no down payment is required, any amount you pay upfront will directly reduce your monthly installments.
March 23, 2026
Can I get an air conditioner if I live in Vancouver?
As of January 1, 2023, all permanently installed new air conditioning systems in detached 1-2 dwelling homes in the City of Vancouver must be able to provide both low-carbon heating and cooling, i.e. electric heat pumps. See the City of Vancouver website for more details.