Flexible financing for heat pumps, water heaters, and more in BC

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Why finance your home comfort upgrades?

At Enercare, we offer flexible financing and leasing solutions designed to help you manage the costs of new heating, cooling, and water heating upgrades. Whether you are planning a renovation or facing an emergency repair, our financing options put you in control. We offer:

  • Low Monthly Payments: Spread the cost of your purchase over time with affordable monthly installments that fit your household budget.
  • Flexible Terms: Choose a repayment period that works for you. We offer various term lengths to ensure you are comfortable with your payment schedule.
  • Competitive Interest Rates: Benefit from fair rates that make upgrading to energy-efficient equipment more accessible.
  • Open Loans: Pay off your loan at any time without penalty. You have the freedom to clear your balance whenever you choose.
  • Quick & Easy Approval: The application process is simple, secure, and fast.

What can I finance with Enercare?

You can finance a wide range of home comfort solutions in British Columbia, including furnaces, boilers, heat pumps, tankless water heaters, water heaters, and ductless heat pumps.

Furnace

Furnaces

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Heat-icon

Heat Pumps

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Water Heaters

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Boilers

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Tankless

Tankless Water Heaters

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What are my financing options?

Getting started is easy. We have streamlined the process so you can focus on getting your home back to normal.

Equal monthly payments

Spread your purchase out with a traditional loan structure, backed by a streamlined approval process paired with the ability to pay your loan off at any time, without punishment.

Enercare Advantage® lease program

Don’t want to finance? Leasing your home comfort systems through Enercare Advantage® is a hassle-free, convenient option for BC homeowners.

How it works

Getting started is easy. We have streamlined the process so you can focus on getting your home back to normal.

1. Get a quote

Contact us to schedule a consultation. One of our friendly Energy Management Consultants will visit your home, assess your needs, and provide a clear, transparent quote for the equipment you require.

2. Apply for financing

Once you have your quote, the Energy Management Consultant will guide you through a quick application process.

3. Schedule your installation

Upon approval, we will schedule your installation for a time that works for you.

Start your application today

Don’t wait to improve your home’s comfort and efficiency. Contact us today to learn more about our financing rates and to get your free, no-obligation quote.

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Why choose Enercare

When you choose Enercare, you get expert advice and quality work from one of our friendly, professional and fully licensed technicians, along with:

Leading manufacturers

Our furnaces, boilers, air conditioners, water heaters, water purification products and more are from leading manufacturers for dependable service.

Best solutions

You can trust our experts to find a solution best suited for your home and family. Plus, our licensed technicians can install your new system as soon as the next day.

No surprises

The price we quote is the price you pay. Every time.

Budget friendly

Our experts will work with you to find a payment, rental or financing option to fit your budget.

“Tankless water heater installation- the technician was professional and worked nonstop. He did not leave a mess.”

Sonja Samsa

“Kyle Brown was our technician. He was courteous and considerate, explained everything he was doing and answered all of our questions in a polite and genuinely helpful way. I'm exceptionally happy with…”

Cian Creed Healy

“Great service by Matthew”

Sal Dog

“Amazing service – put our minds at ease while fixing the hot water heater. Extremely happy with the work and the customer service – thank you 🙏😊”

Narius Daroga

“Jesse H was very good at explaining what he was going to do and very nice to deal with”

gabriel medeiros

“Khpelwak Asadullah (Asad) was here today for our a/c inspection/ service. He discovered cracks in the heat exchanger, a major safety issue once the furnace starts running again. He took the time to c…”

Christine Chutko

“Thanks Sean for doing a great job at locating and fixing the issue with my hot water heater in a timely manner. Sean was able to attend for emergency service within a few hours, solved the problem and…”

Jenny Masternak

“We had Gord. S come to do a service call on our water heater and he was excellent! Polite, arrived on time, thorough, and explained in detail what the issue was. In all honesty, he was probably the…”

Trevor Mark

“Sheila was a lovely and respectful person coming into our home. She was very friendly, easy to work with in terms of navigating accessing our drive way (which is not the norm), and informative with re…”

Cara Beckmann

“Enercare’s tech Amir installed a new water heater and explained everything thoroughly. Great job done.”

Marianne Ispanovits

Frequently asked questions

  • Absolutely. While no down payment is required, any amount you pay upfront will directly reduce your monthly installments.

  • No. All Enercare financing options are Open Loans. You can make extra payments or pay off the entire balance at any time with zero penalties and zero hidden fees.

  • Yes. You can finance a variety of heat pumps in British Columbia. Our Energy Management Consultants will determine the best model for your home.

  • Yes. You can finance tankless water heaters in British Columbia. Energy Management Consultants will determine whether a tankless water heater will work for your home.

  • We pride ourselves on speed. Most applications are reviewed and approved in under 10 minutes. If your credit score is above 650, your approval can be very quick.

  • We work with a wide range of credit profiles. While a score of 650+ can result in quick approval, we also offer manual reviews for scores below 650, which typically take about 15 minutes for a decision.

  • We offer financing solutions for various credit levels. Our goal is to help every BC homeowner access energy-efficient upgrades. If you have concerns about your credit, our team can perform a manual review to find a plan that works for your situation.

  • Yes, at Enercare we offer leases for all of our home comfort systems including furnaces, boilers, pumps, and water heaters.