Flexible financing for heat pumps, water heaters, and more in BC

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Why finance your home comfort upgrades?

At Enercare, we offer flexible financing and leasing solutions designed to help you manage the costs of new heating, cooling, and water heating upgrades. Whether you are planning a renovation or facing an emergency repair, our financing options put you in control. We offer:

  • Low Monthly Payments: Spread the cost of your purchase over time with affordable monthly installments that fit your household budget.
  • Flexible Terms: Choose a repayment period that works for you. We offer various term lengths to ensure you are comfortable with your payment schedule.
  • Competitive Interest Rates: Benefit from fair rates that make upgrading to energy-efficient equipment more accessible.
  • Open Loans: Pay off your loan at any time without penalty. You have the freedom to clear your balance whenever you choose.
  • Quick & Easy Approval: The application process is simple, secure, and fast.

What can I finance with Enercare?

You can finance a wide range of home comfort solutions in British Columbia, including furnaces, boilers, heat pumps, tankless water heaters, water heaters, and ductless heat pumps.

What are my financing options?

Getting started is easy. We have streamlined the process so you can focus on getting your home back to normal.

Equal Monthly Payments

Spread your purchase out with a traditional loan structure, backed by a streamlined approval process paired with the ability to pay your loan off at any time, without punishment.

Enercare Advantage® Lease Program

Don’t want to finance? Leasing your home comfort systems through Enercare Advantage® is a hassle-free, convenient option for BC homeowners.

How it works

Getting started is easy. We have streamlined the process so you can focus on getting your home back to normal.

1. Get a quote

Contact us to schedule a consultation. One of our friendly Energy Management Consultants will visit your home, assess your needs, and provide a clear, transparent quote for the equipment you require.

2. Apply for financing

Once you have your quote, the Energy Management Consultant will guide you through a quick application process.

3. Schedule your installation

Upon approval, we will schedule your installation for a time that works for you.

Start your application today

Don’t wait to improve your home’s comfort and efficiency. Contact us today to learn more about our financing rates and to get your free, no-obligation quote.

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Why Choose Enercare

When you choose Enercare, you get expert advice and quality work from one of our friendly, professional and fully licensed technicians along with:

enercare | leading manufacturers

Leading manufacturers

To ensure dependable service, our furnaces, boilers, air conditioners, water heaters, water purification products and more are from leading manufacturers.

enercare | leading manufacturers

Best solutions

You can trust our experts to find a solution best suited for your home and family. Plus, our licensed technicians can install your new system the next day.

enercare | leading manufacturers

No surprises

The price we quote is the price you pay. Every time.

enercare | leading manufacturers

Budget friendly

Our experts will work with you to find a payment, lease or financing option to fit your budget.

enercare | leading manufacturers

Proudly Canadian

Experts at home comfort solutions for over 65 years.

Frequently Asked Questions

  • Absolutely. While no down payment is required, any amount you pay upfront will directly reduce your monthly installments.
  • No. All Enercare financing options are Open Loans. You can make extra payments or pay off the entire balance at any time with zero penalties and zero hidden fees.
  • Yes. You can finance a variety of heat pumps in British Columbia. Our Energy Management Consultants will determine the best model for your home.
  • Yes. You can finance tankless water heaters in British Columbia. Energy Management Consultants will determine whether a tankless water heater will work for your home.
  • We pride ourselves on speed. Most applications are reviewed and approved in under 10 minutes. If your credit score is above 650, your approval can be very quick.
  • We work with a wide range of credit profiles. While a score of 650+ can result in quick approval, we also offer manual reviews for scores below 650, which typically take about 15 minutes for a decision.
  • We offer financing solutions for various credit levels. Our goal is to help every BC homeowner access energy-efficient upgrades. If you have concerns about your credit, our team can perform a manual review to find a plan that works for your situation.
  • Yes, at Enercare we offer leases for all of our home comfort systems including furnaces, boilers, pumps, and water heaters.